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Consumer Driven Health Care (CDHP)If you're currently enrolled in a traditional health plan, you are probably feeling the sting of high premiums. If you're enrolled in an HDHP (high deductible health plan), you are responsible for paying your routine medical expenses up to your deductible.Fortunately, we have a better plan - combine one of our HDHPs with a First Horizon HSA, and take control of your health care! An HSA (Health Savings Account) lets you make pre-tax contributions to a special interest bearing account - which allows you to save money for medical expenses and reduce your reliance on expensive insurance. When a medical need arises, you now have means to pay for it that is separate from the regular family budget. The HSA and HDHP combination is often referred to in the consumer driven health care movement because the patient is more aware of the actual cost of medical procedures, allowing them to make better informed decisions for their health care. |
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