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Health Insurance for Individuals
High Deductible Health Plans
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High Deductible Health Insurance Plan Benefits
A high deductible health plan (HDHP):
- Provides coverage for medical expenses
- Has an annual deductible of at least $1,200 for single coverage and $2,400 for family coverage
- Does not pay any medical expenses including co-pays,
office visits or coinsurance (except for preventive care)
until the deductible is satisfied
- Has a maximum out-of-pocket expense no greater
than $5,950 for single and $11,900 for family coverage,
except for out-of-network claims
- Covers any expense above the annual out-of-pocket
maximum at 100% up to the plan maximums
Contact us for an HDHP that fits your needs today!
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