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High Deductible Health Insurance Plan Benefits

A high deductible health plan (HDHP):
  • Provides coverage for medical expenses
  • Has an annual deductible of at least $1,200 for single coverage and $2,400 for family coverage
  • Does not pay any medical expenses including co-pays,
    office visits or coinsurance (except for preventive care)
    until the deductible is satisfied
  • Has a maximum out-of-pocket expense no greater
    than $5,950 for single and $11,900 for family coverage,
    except for out-of-network claims
  • Covers any expense above the annual out-of-pocket
    maximum at 100% up to the plan maximums

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HDHP Benefits
Read about the benefits of a high deductible health plan. Learn more about how your HDHP works!

HDHPs and HSAs
Learn how high deductible health plans work with health savings accounts.

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